Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a
second layer of protection of at least $1,000,000. Higher limits may also be available.
Personal umbrella liability insurance is affordable, and when you consider how many thousands or even millions of dollars a lawsuit can cost, purchasing a little extra protection with an Alabama personal umbrella insurance policy is a small price to pay. Don't let yourself be held liable for someone else's medical care, lost wages, or other expenses related to an accident.