If you have more than 4 employees, Alabama Law requires you to have Worker's Compensation Insurance. Alabama worker's compensation insurance protects your employees if they suffer injuries while on the job. Injured workers are covered for required medical treatment and loss of time from work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.
A brief explanation of coverages is given below, but an experienced worker's compensation insurance agent from Calhoun and Coosa Insurance can fully explain the importance and the coverages provided by this insurance.