Disability Insurance


Individual Life Insurance Policies

Most people don't consider the risk of becoming disabled, permanently or temporarily, at some point in their lives. But the reality is that at age 40, your chances of becoming disabled for 90 days or more prior to age 65 is 43%. 
What would you do if you became sick or disabled and could not return to work? How would you pay your bills, buy groceries, make your house and car payments?

The disability insurance experts at Calhoun and Coosa Insurance Centers can help you find a policy that can help provide for you and your family in the event you become temporarily or permanently disabled. We represent some of the best disability insurance providers in the country and will help you find the right policy for you at the best possible price.

Disability insurance is available in both short-term & long-term policies:

Calhoun and Coosa Insurance can help you select the best life insurance coverage for your needs. There are several different types of life insurance products available – the most common include:
Short-term disability insurance is similar to sick leave in that it covers an illness, injury, or other medical condition that is a temporary situation. For example, maternity leave and other pregnancy-related time off falls under the category of short-term disability.

Long-term disability insurance, on the other hand, can last years, depending on the situation. Issues related to joint and muscle disorders, back problems, and diseases like cancer are some of the leading causes of long-term disability, and insurance policies can cover them for specified amounts of time (e.g. five years).

Contact Your Alabama Disability Insurance Agent

For more information on finding the right disability insurance policy for you contact the Calhoun and Coosa Insurance Centers, simply click here to request more information and one of our experienced agents will contact you with rate comparisons for disability insurance. 

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