After your agent consulting with and receives quotes on your behalf from different auto insurance companies, you might feel a bit confused about some of the most basic coverages that are choosing.
First, it is mandatory to have liability auto insurance and the reasons are logical: as a driver, you have to assure that you are able to cover the expenses that may result from an accident caused by you and your car. No matter how good of a driver you are, accidents can always occur. Moreover, there are plenty of other non-mandatory or additional auto insurance coverages that are readily available, such as medical payments, uninsured/underinsured motorist, comprehensive, collision, windshield replacement, towing, and rental. By purchasing these, you are further protecting your vehicle from some undesirable events that are not up to you.