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About Calhoun and Coosa Insurance

Welcome to Calhoun and Coosa Insurance . We are Independent Insurance Agencies that service Calhoun and Coosa counties in the State of Alabama. We are centrally located in Calhoun and Coosa counties and provide a wide variety of insurance products.  We are excited that you are visiting us and hope you find the information you need inside. 
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Our Services

WE CARRY HOME, AUTO INSURANCE, BUSINESS INSURANCE, AND MORE

PERSONAL INSURANCE 

Personal lines insurance is also known as property and casualty insurance. Personal insurance lines protect individuals from losses they can't afford to cover themselves. Personal lines insurances make it possible to drive cars or own homes without the risk of financial ruin. 

  • homeowners insurance
  • flood insurance 
  • renters insurance
  • automobile insurance
  • motorcycle insurance
  • boat insurance
  • rv insurance
  • and others...
These insurance products protect individuals and their families against such things as losses by theft, fire, accidents, natural disasters.

While personal lines coverages will not cover every risk that an individual or family might face, they will definitely reduce the out of pocket expenses of losses. Individuals can tailor their coverage as well as their deductibles to create the right policy to fit their unique needs. 
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BUSINESS INSURANCE 

Business insurance is coverage that essentially protects the insured business from specific covered losses that occur either during the course of business or when the business is closed.

The types of insurance coverages for businesses include: 
  • property damage
  • legal liability 
  • employee-related risks
Companies must be aware of their potential risks and insure accordingly. Obviously, these risks will based on the company's operating environment.

  • General Liability
  • Product Liability
  • Professional Liability
  • Business Owner 
  • Workman’s Compensation
  • Commercial Auto
  • Cyber Liability
  • Garage Liability
  • and others...
It is especially vital that owners of small businesses evaluate and consider carefully the insurance needs of their companies. Their personal financial burden is often great when a loss occurs. A small business owner should take advantage of the knowledge of such things found with an experienced and reputable state licensed insurance agent like those at Calhoun and Coosa insurance. Such an agent can certainly effectively assess your company's risks and the coverages that you need.  
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